What You Need to Know: Umbrella Insurance!

Have you ever worried what would happen if you got in an accident and got sued for a thousand or even a million dollars, a lot more than your coverage offers? How would you pay the difference? How would you be able to survive? You would be wiped out financially and lose everything.    

Getting an umbrella policy is the answer to your worries. An umbrella policy would ensure that you are covered completely. Many people with major assets do not buy the extra coverage or do not buy enough, while many others do not know about umbrella policies at all. Umbrella policies are something that you need. Plus, adding one to your current insurance package is so inexpensive that it’s a no-brainer.     

You’re probably wondering just what umbrella coverage is. These policies do exactly as the name implies. They’ve got you covered by providing excess liability coverage, an extension of coverage of your current home and auto insurance. It takes care of your liability for the lawsuits and medical bills of things like an auto accident victim, or an accident that takes place on your property.

Umbrella coverage is a serious and vital part of any insurance protection package. Always remember that accidents can happen to you; they happen to people all the time.  If you don’t have an umbrella policy, call or come by the office to learn more about what an umbrella policy can do for you. If you don’t have this policy, then you’re not covered in areas that could potentially wipe you out. And if you do have it, make sure that you have recently updated your assets with us so that we can ensure your current coverage is enough.        

If an accident happens, the last thing you want to worry about is whether you’re insured or not. Come talk with us about umbrella policies. Let us give you the peace of mind that comes with knowing that you’re covered completely, no matter the situation.